Financial clarity,
illuminated.
Upload your bank statement and get instant categorization, spending analytics, and clean financial insights.
No credit card required - Works with CSV & PDF exports from 10+ banks
Features
Everything you need to understand your money
One-click import
Export from your bank, drop it in Lumen. Duplicates are detected automatically - import as often as you like.
Instant categorization
Rule-based categorization fires first - Albert Heijn > Groceries, OVpay > Transport. Every label is editable.
Spending analytics
Income vs expenses, category breakdown, net savings, and top merchants - all from a single view.
Period filters
Switch between week, month, quarter, year, and all-time. Charts adapt granularity automatically.
Private by design
Row-level security means your transactions are only visible to you - not even us.
PDF export
Generate a financial report with one click: summary totals, category breakdown, top merchants.
How it works
From CSV to insights in three steps
Export from your bank
Download a CSV or PDF statement from your bank (Revolut, ING, Rabobank, and more).
Upload to Lumen
Drop the file on the dashboard. Transactions are parsed, deduplicated, and categorized in seconds.
Explore your insights
Browse analytics, correct any labels, and export a PDF report.
Ready to illuminate your finances?
Create a free account, upload your bank statement, and get a complete picture of your spending in under a minute.
Get started free